Debit card fraud: Cop loses Rs 16,000 in seconds

A constable attached to the VV Puram police station lost Rs 16,000 from his bank account to fraudsters on Saturday morning. The transaction was made within seconds from his salary account after he revealed the ATM card number, CVV number and the PIN.

The constable who had finished his night duty got a call from an unidentified number early in the morning where the caller on the other side told him that he was the manager of a particular bank and his (constable’s) debit card needed updation as the validity had expired.

The caller then asked the constable to share his debit card (ATM card) number. An unsuspecting constable read out his card number, the three-digit CVV (Card Verification Value) number at the back of the card and also disclosed his PIN.  

The fraudster then cut the call after collecting information. Seconds later, the constable got a message on his mobile that Rs 16,000 had been withdrawn. The cop, realising that he was conned, dialled the number from which he had received the call only to lose another Rs 50 as it was an unknown international number. The constable is now filing a complaint at the VV Puram station.

According to statistics, online frauds where gullible people are conned are on the rise in the city. Four cases of online debit card frauds have been registered in Nazarbad police station, two in Vijayanagar, three in Saraswathipuram and four cases have been registered in Kuvempunagar police station.

Typically, the calls originate from numbers beginning with +11 or +44 or +33. The callers on the other side speak fluent English and identify themselves as bank managers or as any high level bank officer.

Targeting unsuspecting people, these criminals ask for their credit/ debit and ATM card details, bank account numbers, PIN numbers, CVV numbers and Aadhaar Card details. Also, they send mails in the name of bank CEOs and top officials asking people to respond to the mails saying that their account was about to expire and needs to be updated.

After collecting the confidential data from people scamsters either withdraw the money immediately or wait for the time between 11.40 pm and 12.10 am to counter the ‘limited transactions per day’ rule.


  • Be cautious about the phone calls and messages you receive

  • Always get a second or third opinion from your bank or financial institutions

  • Never send money or give credit card or online account details to anyone

  • Check bank account and credit card statements from time to time

  • If there are any transactions that cannot be explained, inform the bank

  • Check your balance and recent transactions regularly

  • Check your account balance whenever you visit an ATM or bank teller

  • Sign up for SMS banking alerts

  • Use firewall, anti-virus and anti-spyware software on your computer

  • Make it a habit to change your PIN at regular intervals

  • Never put your PIN in your phone

Leave a Reply


Related Articles