Yashaswini scheme a big success in Kodagu

As many as 88 children and family members of the 32 farmers, who committed suicide owing to debt in Kodagu in the past three years, were brought under the Yashaswini health insurance scheme, recently.

The ambitious rural health scheme for the poor in the state, introduced in 2004, has been a success in Kodagu district, according to Deputy Registrar of Cooperative Societies, Mohammad Zafrulla Khan. “The Kodagu district administration has set a target of Rs 1.1 lakh membership target and 41,987 registrations were made between January and June this year.  If the number of beneficiaries from a family exceeds five members, they will be entitled for 15% discount,” said Khan.

Explaining about the criterion for enrolment, the officer said, “If a person avails membership of cooperative societies in rural areas, he or she and their dependents will be eligible to enrol under the scheme, after three months. The enrolment fee for families belonging to general category is fixed at Rs 300 while it is Rs 50 for SC and ST. Even a newborn will be considered for enrolment.”

“A sum of Rs 50.3 lakh was collected for membership, which was Rs 120 a person for one year. As many as 404 members had availed themselves of medical benefits in the district and other hospitals outside, for which Rs 12 lakh was spent,” he said.

The district hospital, the Vivus and the Athreya Hospital in Virajpet were the three hospitals catering to the needs of people in Kodagu.

“There were 300 hospitals in the state where the beneficiaries could seek treatment for 1,608 diseases and the novelty this year was that cancer had been added to the list of diseases,” Khan added.

“Owing to the success of the scheme, the governments of Rajasthan and Chhattisgarh had evinced interest in emulating Karnataka since the latter was the only state in the country to have implemented the rural health insurance scheme,” Khan said.

He palliated fears of those who did not have Yashaswini cards for availing themselves of emergency medical benefits under the scheme, saying that clearance from Bengaluru could be obtained by hospitals identified under the scheme through emails.

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